miércoles, 31 de julio de 2013

RATE ALERT: Historically Low Rates – 2.93% APR*

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ACT NOW REFI RATES ARE ON THE RISE
2.93% APR*
� 30 yr. FIXED<<< � 15 yr. FIXED<<< � 5/1 ARM<<<

A mortgage loan is a loan secured by real property through the use of a mortgage note which evidences the existence of the loan and the encumbrance of that realty through the granting of a mortgage which secures the loan. However, the word mortgage alone, in everyday usage, is most often used to mean mortgage loan. The word mortgage is a French Law term meaning "death contract", meaning that the pledge ends (dies) when either the obligation is fulfilled or the property is taken through foreclosure.[1] A home buyer or builder can obtain financing (a loan) either to purchase or secure against the property from a financial institution, such as a bank or credit union, either directly or indirectly through intermediaries. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. In many jurisdictions, though not all (Bali, Indonesia being one exception[2]), it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets for mortgages have developed.
July 11, 2013: A crowded gallery of spectators overlook the House floor at the General Assembly in Raleigh, N.C.APRALEIGH, N.C. Republican lawmakers pushed ahead Thursday with their demand for new rules at North Carolina's abortion clinics, saying they will make the procedure safer for women. Opponents argued it was a blatant attempt to shut down clinics and curb a woman's right to choose.The House voted 74-41 to approve new rules after a highly-charged, three-hour debate watched from the gallery by advocates on both sides of the issue.The bill directs state regulators to change standards for abortion clinics to bring them in line with more regulated outpatient surgical centers. It also requires doctors to be present for an entire surgical abortion and when a patient takes the first dose for a chemically induced abortion.The bill was tweaked after Republican Gov. Pat McCrory threatened to veto a separate bill approved quickly by the Senate last week. The governor said he supported more safety measures but was worried it would result in restricting a woman's access to an abortion.House leaders adjusted the Senate's language with input from McCrory's top health agency administrator. The standards have not been changed since 1994, officials have said. The governor hasn't spoken publicly about the updated measure, which now must return to the GOP-led Senate next week. It would have to get approved there before it goes to McCrory's desk.Dem
July 11, 2013: House Minority Leader Nancy Pelosi speaks to reporters on Capitol Hill in Washington.APThe big news on ObamaCare these past two weeks has been the administration's announcement that it will delay by one year the requirement on businesses to provide health insurance.Nancy Pelosi, though, had a curious take on the whole thing. Actually, she instructed reporters, "The mandate was not delayed."The House Democratic leader used some creative reasoning to make her case -- she claimed the administration really only delayed the requirement on businesses to report insurance coverage details.But The Washington Post fact-checker on Friday shut it down, effectively ruling that Pelosi is trying to "deny reality.""Yes, reporting requirements were delayed. But there also was a one-year delay of the actual employer mandate. It's right there in the announcement," the Post wrote.- House Democratic Leader Nancy PelosiHere's what Pelosi said during a press conference on Thursday:"The point is, is that the mandate was not delayed. Certain reporting by businesses that could be perceived as onerous, that reporting requirement was delayed, and partially to review how it would work and how it could be better. It was not a delay of the mandate for the businesses."Pelosi was correct in the first part of that statement. In an announcement last week on the Treasury Department blog, Mark J. Mazur. assistant secretary for Tax Policy at Treasury, said th




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